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Home › Calculators › Debt › 0% card end-date plan

0% card end-date plan

Type what you owe, the date the 0% ends and when your next payment is due. It works out the monthly payment that clears it in time, and what's left if you pay less.

Estimate · guidance, not advice

  • It assumes no new spending on the card and no fees. Your card's own terms and statement come first.
  • Keep paying at least the minimum your statement asks for.
Debt Payoff App

Plan every debt

The Debt Payoff App plans every debt to a debt-free date, with a warning of what will still be owed when a 0% deal ends.

Debt Payoff App · £12.59 on Etsy

Questions

What happens when the 0% ends?

Interest is charged on what's left, at the card's usual rate. Your statement gives the rate and the date.

Is the transfer fee included?

It's usually added to the balance when you move it, so type the balance with the fee in.

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