ISA allowance countdown
Type what you've paid into ISAs since 6 April 2026. It shows what's left of the £20,000 allowance, the days until the tax year ends on 5 April 2027, and what that comes to each time you're paid.
Estimate · figures checked 23 Oct 2026 · guidance, not advice · sources
- The £20,000 can go in one ISA or be split across several, including up to £4,000 in a Lifetime ISA.
- The tax year runs from 6 April to 5 April.
Track every ISA
The Sinking Funds and Savings Tracker has an ISA countdown for every kind of ISA, with a warning if you go over.
Sinking Funds and Savings Tracker · £7.79 on Etsy
Questions
Does unused allowance carry over?
No. It starts again at £20,000 on 6 April.
Does taking money out give allowance back?
Only in a flexible ISA, if you pay it back in the same tax year. Your ISA's terms say whether it's flexible.
Where the figures come from
The rates in force, checked 23 October 2026:
- ISA allowance: £20,000 in the 2026 to 2027 tax year
- How ISAs work: splitting the allowance, and £4,000 a year in a Lifetime ISA
Updated