Budget apps and money planners for the UK
Each app shows what you can spend before pay day. Try any of them in your browser first.
The demo runs in your browser with example numbers. Nothing to install.
Which app do you need?
Pick the line that sounds like you. Every Calm Money app has the whole budget inside; the name tells you what it adds.
- I run out of money before paydayCalm Money
- We share bills and want to settle up fairlyCouples
- I want a date I'll be debt-freeDebt payoff
- Yearly bills keep catching me outSinking funds
- I want my week planned in short burstsCalm Week
- I'm choosing a place to rent or buyCalm Home
- I'm self-employed and need to set tax asideSole Trader
No bank login
You type your numbers or import a bank statement. Nothing connects to your bank.
Works with no signal
It runs in your browser and keeps working offline.
Phone and laptop
Pair two devices with an 8-word code. It comes free with every app.
Calculators
Pay, tax, debt, savings and home costs. The sums run on your device, so nothing you type is sent anywhere.
- Minimum payment calculatorHow long a card takes on minimum payments, and the cost.
- Mortgage repayment calculatorThe monthly payment, the interest and the end date.
- Student loan calculatorWhat you'd repay in total, and when it's cleared or written off.
- Rent vs buy calculatorRenting against buying over the years you choose.
Templates and printables
Spreadsheets, printables and tablet planners, each an instant download from our Etsy shop.
- UK money spreadsheets and trackersBudgets by the UK tax year, debt payoff, savings and sinking funds, for Google Sheets and Excel, plus printable savings challenges and budget binder inserts.
- ADHD and life plannersWeekly planners, habit trackers and 2027 calendars, to print or use on a tablet.
- Small business and workBookkeeping and Self Assessment set-aside for UK sole traders, profession hubs, invoices, landlord records, and CV and cover letter templates.
- Christmas, parties and kidsPrintable Christmas games, party games for birthdays and baby showers, and KS1 and KS2 maths and English worksheets.