What a home costs in Fife
A typical two-bed flat to rent in Fife comes to £1,080 a month once the bills are added, or £540 each for two people. A one-bed for one person comes to £832, at council tax band D.
In Fife, that's £72 a month less than the average two-bed across Scotland (£1,152), both at band D.
With band D council tax, bills add 46% to a two-bed's rent here: 158th of the 348 councils with a published rent, where 1st is where they add the most. Council tax is the biggest bill, at £131.14 a month at band D, £7 less than the average across Scotland.
Estimate · figures checked 18 Oct 2026 · guidance, not advice · sources
Each month in Fife
| A month | One-bed, one person | Two-bed, two people |
|---|---|---|
| Rent | £558.00 | £738.00 |
| Council tax (band D) | £98.36 | £131.14 |
| Energy | £86.73 | £108.90 |
| Water and sewerage | £40.77 | £54.36 |
| Broadband | £28.00 | £28.00 |
| TV licence | £15.00 | £15.00 |
| Contents insurance | £4.92 | £4.92 |
| All in | £831.77 | £1,080.32 |
Council tax in Fife by band, 2026/27
| Band | A year | A month |
|---|---|---|
| A | £1,049.13 | £87.43 |
| B | £1,223.99 | £102.00 |
| C | £1,398.84 | £116.57 |
| D | £1,573.70 | £131.14 |
| E | £2,067.67 | £172.31 |
| F | £2,557.26 | £213.11 |
| G | £3,081.83 | £256.82 |
| H | £3,855.57 | £321.30 |
Energy and water
Fife is in Ofgem's South Scotland price cap region. From 1 October to 31 December 2026, by Direct Debit: electricity 26.11p a kWh and 61.41p a day; gas 7.87p a kWh and 29.89p a day.
In Fife, Scottish Water supplies water and takes waste water away. Its charges are billed with council tax: £652.32 a year at band D, with the same 25% discount for one person.
Rents and prices
The average private rent (ONS, August 2026) is £558 a month for a one-bed and £738 for a two-bed, £832 across all homes, up 1.5% on a year earlier. The average flat sold for £110,150 (UK House Price Index, July 2026).