What a home costs in Cardiff
A typical two-bed flat to rent in Cardiff comes to £1,467 a month once the bills are added, or £733 each for two people. A one-bed for one person comes to £1,225, at council tax band D.
In Cardiff, that's £327 a month more than the average two-bed across Wales (£1,140), both at band D.
With band D council tax, bills add 35% to a two-bed's rent here: 241st of the 348 councils with a published rent, where 1st is where they add the most. Council tax is the biggest bill, at £167.77 a month at band D, £26 less than the average across Wales.
Estimate · figures checked 18 Oct 2026 · guidance, not advice · sources
Each month in Cardiff
| A month | One-bed, one person | Two-bed, two people |
|---|---|---|
| Rent | £908.00 | £1,085.00 |
| Council tax (band D) | £125.82 | £167.77 |
| Energy | £86.21 | £108.92 |
| Water and sewerage | £56.92 | £56.92 |
| Broadband | £28.00 | £28.00 |
| TV licence | £15.00 | £15.00 |
| Contents insurance | £4.92 | £4.92 |
| All in | £1,224.87 | £1,466.51 |
Council tax in Cardiff by band, 2026/27
| Band | A year | A month |
|---|---|---|
| A | £1,342.12 | £111.84 |
| B | £1,565.81 | £130.48 |
| C | £1,789.49 | £149.12 |
| D | £2,013.18 | £167.77 |
| E | £2,460.55 | £205.05 |
| F | £2,907.93 | £242.33 |
| G | £3,355.30 | £279.61 |
| H | £4,026.36 | £335.53 |
| I | £4,697.42 | £391.45 |
Energy and water
Cardiff is in Ofgem's South Wales price cap region. From 1 October to 31 December 2026, by Direct Debit: electricity 26.55p a kWh and 55.41p a day; gas 8.09p a kWh and 29.96p a day.
In Cardiff, Dŵr Cymru Welsh Water supplies water and takes waste water away. The average household bill for 2026/27 is £683 a year.
Rents and prices
The average private rent (ONS, August 2026) is £908 a month for a one-bed and £1,085 for a two-bed, £1,177 across all homes, up 3.5% on a year earlier. The average flat sold for £160,574 (UK House Price Index, July 2026).