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Paycheck Budget App

Budget by paycheck, not by month. Safe to spend runs to your next paycheck: your balance, minus the bills due before it, minus what your budgets keep back. It opens in your browser, adds to your Home Screen and works offline, with no account, bank login or subscription.

£12.59 on EtsyUK price, VAT included. Instant download, nothing is posted.

Bought it already? Here's where your files are.

What it does

  • Safe to spend, with an Am I on track? check on bills, budgets, goals and debts, each with a status in colour, icon and word
  • Weekly, biweekly, twice a month or irregular pay, and bills and income on any cycle, with every payday on the bill calendar
  • Log a spend in two taps; budgets with pace, and a 48-hour wait list for things you want
  • Goals with dates and the monthly amount needed, and debts with a clear-by date, paid by highest rate or smallest balance
  • Calendar, Insights, notes and reminders, with calendar export and CSV import and export
  • ADHD-friendly or Standard mode, 8 colour schemes, light or dark, and 25 currencies

What you get

  • A Start here PDF: your private link to the full app, how to add it to your Home Screen, and how to bring your demo numbers across
  • A how-to guide PDF: every screen, step by step, with pictures
  • Lifetime updates, which arrive by themselves the next time you open it online
  • A personal licence for your own devices

Good to know

  • Try the free demo first: example numbers, with budgets, goals, debts and Insights shown as previews. A backup from the demo carries over
  • Works on phones, tablets and computers in any up-to-date browser; nothing to download from an app store; works offline once added to your Home Screen
  • Dollars and US English by default (or any of 25 currencies), with weeks that start on Sunday
  • No account and no bank connection; your numbers stay on your device, so download a backup now and then. Not financial advice

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