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Calm Money

A calm budget app that shows what is safe to spend until payday.

£12.59 on EtsyThis button is for the UK Budget App edition. The questions below find the right one for you.

Works in Safari, Chrome and Edge on phone, tablet or computer · Works offline · No account

Three screens

Calm Money: UK Budget App: safe to spend
Calm Money: UK Budget App: on track
Calm Money: UK Budget App: money left

Who it's for

  • Anyone who wants one clear number, not twenty boxes to fill in first
  • People who find money stressful: there are no streaks, no red and nothing that tells you off
  • UK pay that lands monthly, every 4 weeks, fortnightly or weekly, or US paychecks in dollars
  • Couples sharing bills, anyone clearing debts, and anyone saving for yearly bills: each has its own edition

What you get

  • Start here PDF with your private link to the full app
  • How-to guide, every screen step by step with pictures
  • Lifetime updates that arrive the next time you open it online
  • A free demo first, and a backup carries your numbers across

Which edition is yours?

Four plain questions. Your answers stay on this page: nothing is sent or saved.

How are you paid?
Would one next step and one number help more than a full picture?
Are you working on clearing debts?
Are you moving home, or choosing a place to rent or buy?

Answer the four questions to see your edition.

There are Couples, Sinking Funds and 2027 Money Reset editions too: see every edition.

Questions

Which edition should I buy?

Answer the four questions above and it picks one. Every edition has the same calm core, with an ADHD-friendly mode and a Standard mode you can switch between.

Do I need an account or a bank login?

No. There's no account, no bank connection and no subscription. You type in your own numbers.

Where are my numbers kept?

In your browser, on your device. Nothing you type is sent to us or anyone else unless you turn on Sync or the usage count. Download a backup now and then.

Can I use it on my phone and my laptop?

Yes, with Sync: free and optional, encrypted on your device before it leaves, with no account. See how Sync works.

Does it work offline?

Yes, once you've added it to your Home Screen.

Is it financial advice?

No. It does the sums so you can see where you are. It's guidance, not advice.

Try it, then buy on Etsy

If it doesn't open, doesn't work on your device or isn't as described, message us on Etsy and we'll fix it or refund you.