Student loan repayments
Type your pay before tax, how often you're paid and your plan. It shows what comes off each payday and over the year, and the April the loan is written off.
Estimate · figures checked 23 Oct 2026 · guidance, not advice · sources
Good to know
- Payroll works it out on each payday's pay before tax, rounded down to the pound, so a higher month means a higher repayment.
Questions
What if I have two plans?
With two undergraduate plans you repay 9% over the lower threshold, so choose the plan with the lower one. A Postgraduate Loan is repaid as well, at 6%.
Can I get money back?
If your pay for the whole tax year was under your plan's yearly threshold, you can ask for a refund.
Does it count interest?
No. It shows what payroll takes. Interest changes what you owe, not what you repay each payday.
Where the figures come from
The rates in force, checked 23 October 2026:
- Repayment thresholds: 9% over the threshold, 6% for a Postgraduate Loan
- Thresholds a week and a month for employers, 2026 to 2027
- When each plan is written off
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