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Christmas budget per payday

Type how many people you're buying for and what you'll spend on each, the food shop and any extras. It adds it up and spreads what's left over your paydays.

Estimate · guidance, not advice

Good to know

  • Only paydays before 24 December count, so the money is there in time.

Questions

Why does the last payday differ?

Each payday is rounded down to the penny, and the last one takes the pennies left, so the paydays add up to the total exactly.

What goes in extras?

Anything else you'll spend: wrapping, cards, postage, decorations, a tree.

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Christmas Budget Planner Spreadsheet 2026

Keep the gift list

The Christmas Budget Planner Spreadsheet keeps the gift list, the food list and a savings countdown in one place.

Christmas Budget Planner Spreadsheet 2026 · £5.99 on Etsy

Buy on Etsy