What a home costs in Liverpool
A typical two-bed flat to rent in Liverpool comes to £1,277 a month once the bills are added, or £638 each for two people. A one-bed for one person comes to £1,047, at council tax band D.
That's £58 a month more than the average two-bed across the North West (£1,219), both at band D.
With band D council tax, bills add 53% to a two-bed's rent here: 93rd of the 348 councils with a published rent, where 1st is where they add the most. Council tax is the biggest bill, at £222.80 a month at band D, £16 more than the average across the North West.
Estimate · figures checked 18 Oct 2026 · guidance, not advice · sources
Each month
| A month | One-bed, one person | Two-bed, two people |
|---|---|---|
| Rent | £686.00 | £837.00 |
| Council tax (band D) | £167.10 | £222.80 |
| Energy | £91.01 | £113.81 |
| Water and sewerage | £55.08 | £55.08 |
| Broadband | £28.00 | £28.00 |
| TV licence | £15.00 | £15.00 |
| Contents insurance | £4.92 | £4.92 |
| All in | £1,047.11 | £1,276.61 |
A gas-heated, purpose-built flat at the average rent. How these are worked out.
Council tax by band, 2026/27
| Band | A year | A month |
|---|---|---|
| A | £1,782.39 | £148.53 |
| B | £2,079.46 | £173.29 |
| C | £2,376.52 | £198.04 |
| D | £2,673.59 | £222.80 |
| E | £3,267.72 | £272.31 |
| F | £3,861.85 | £321.82 |
| G | £4,455.98 | £371.33 |
| H | £5,347.18 | £445.60 |
Before the 25% discount for someone living alone. Find your band on GOV.UK.
Energy and water
Liverpool is in Ofgem's North Wales and Mersey price cap region. From 1 October to 31 December 2026, by Direct Debit: electricity 27.86p a kWh and 67.66p a day; gas 7.91p a kWh and 30.08p a day.
United Utilities supplies water and takes waste water away. The average household bill for 2026/27 is £661 a year.
Rents and prices
The average private rent (ONS, August 2026) is £686 a month for a one-bed and £837 for a two-bed, £913 across all homes, up 5.6% on a year earlier. The average flat sold for £129,558 (UK House Price Index, July 2026).
Work out your own
It starts at Liverpool. Change the bedrooms, rent or buy, the people and any figure.
Choose a council from the list to see the figures.
Every figure's source and date: sources.
Other places
Cost each place
Calm Money Home costs every place you look at, rent or buy, the same way and side by side. It works offline and needs no account.
Calm Money Home: UK Moving Costs · £10.79 on Etsy